Pricing — Kipta

Choose your plan

Simple, transparent pricing. Start free, upgrade when you're ready.

Showing prices in USD

Free

25 credits / month

$0.00 /month
  • Unlimited expense & income tracking
  • Bank statement parsing (PDF/CSV)
  • Receipt OCR + AI auto-categorization
  • Budgets, goals, liabilities & reports
  • 25 AI credits / month
Get Started Free

Saver

120 credits / month

$4.99 /month
  • Everything in Free
  • AI Advisor — insights & monthly reports
  • 100 AI credits / month
  • Unused credits roll over
  • Credit top-ups anytime
Choose Saver
Most Popular

Growth

600 credits / month

$14.99 /month
  • Everything in Saver
  • 500 AI credits / month
  • ≈100 statement extractions / month
  • Unused credits roll over
  • Choose AI quality tier (High/Max)
Choose Growth

Wealth

1500 credits / month

$29.99 /month
  • Everything in Growth
  • 1000 AI credits / month
  • Max headroom for heavy statement volume
  • Best for power users & families
  • Unused credits roll over
Choose Wealth

All prices in USD. Taxes may apply at checkout. Need a custom plan? Contact us.

Compare plans in detail

Every core feature is included in every plan — paid plans add the AI Advisor, credit rollover, and more monthly AI capacity.

Feature Free Saver Growth Wealth
Included in every plan
Unlimited expense & income tracking
Multi-currency support (USD, BDT, EUR, GBP +)
Bank statement parsing (PDF/CSV, multi-bank)
Receipt OCR + Google Drive backup
AI transaction & expense categorization
Budgets — historical baselines + Flex Pool
Goals + what-if simulator
Liability & subscription tracking
Reports, trends & CSV export
Encryption at rest · no data selling
AI & advisor
AI Advisor (health score, behavioral insights, monthly report)
AI quality tier choice Balanced only Balanced / High / Max Balanced / High / Max Balanced / High / Max
Credit top-ups
Plan limits
AI credits / month 25 120 600 1500
≈ Statement extractions / month 5 24 120 300
≈ Receipt scans / month 25 120 600 1500
Unused credit rollover
≈ AI Advisor reports / month 8 40 100

Credit costs per AI action: Receipt scan 1 · Categorization 1–2 · Statement extraction 5 · Advisor report 15. Approximate monthly capacities based on standard credit costs.

Frequently asked questions

What are credits?

Credits are used for AI-powered actions like receipt scanning, statement extraction, and financial insights. Each plan includes a monthly allowance.

Do unused credits expire?

No. Unused credits roll over to the next billing cycle as long as your subscription is active.

Can I cancel anytime?

Yes. Cancellation stops future renewals. Your subscription stays active until the end of the current billing period. See our Refund Policy for details.

Can I change plans later?

Absolutely. Upgrade anytime for prorated access, or downgrade to take effect at your next billing cycle.

How to use Kipta?